Your U.S. Capital Strategies Crew

Helping to navigate your financial future is a team effort at U.S. Capital Strategies, Inc. Tim McFall is supported by this energetic and experienced group of professionals. 


Maria LucaciClient Services

Maria joined our crew in May 2017.  She was born in Oradea, Romania, and immigrated to the United States in 2005 to finally reunite with her family. Prior to coming aboard with us, Maria provided administrative support and worked as a regulatory/compliance coordinator in a research clinic helping doctors and staff members adhere to established protocols. She has extensive experience with all administrative tasks and is able to tailor her skills to provide you with excellent client service. Always striving for perfection, Maria is extremely detail oriented and dedicated to finding the best outcome in every situation.

Maria enjoys living here in downtown Kirkland.  You will find her to be most personable, pleasant and eager to help.



David Clemons, CLTC

Independent Long Term Care Insurance Agent

David was sought out by our firm for his knowledge and experience in the nuances of Long Term Care insurance and other senior related matters. Since 2002, David specializes in long term care Insurance.  He is  licensed in Washington, Idaho and Oregon. As a Long Term Care Professional (LTCP) he provides long term care planning, education, advice, plan design, and product comparison. He also can assist with Medicare Supplement Health Plans, Life, and Annuity solutions. David is available to conduct seminars on the subject of long term care for community and civic organizations, as well as professional groups. To learn more about Long Term Care please click here.

David is a resident of Kirkland, Washington and enjoys golfing, hiking, skiing and bike riding in his free time.